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Auto Insurance Requirements in New York

Auto liability insurance is mandatory in New York State. You must insure your automobile before registering with the New York Department of Motor Vehicles and you must maintain liability insurance while your vehicle remains registered.

The minimum, mandatory limits of liability in New York State are $25,000/$50,000/$10,000.

The minimum, mandatory PIP (personal injury protection, also known as 'no-fault' insurance) is $50,000.

AARP Automobile Insurance

We offer AARP Automobile Insurance through The Hartford Insurance Company. This is a great way for AARP members to save a lot of money on their Automobile policy. Call us to quote your AARP policy! If you aren't a member of AARP and would like to receive this great discount please apply for a membership at aarp.org Defensive Driving Course.

Just click on the link below... follow the directions to take the on-line course at your leisure and in your own home! Save up to 10% on your auto insurance and reduce DMV points.

My Improv Defensive Driving School: 

New York Defensive Driving

Use Code ALJAY5 for an additional 5% savings on the course!

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